| Checking
Accounts |
|
Minimum Deposit to Open |
$25.00 |
Non-Sufficient
Funds Return Item (NSF) |
$20.00 |
POS
/ Debit Transaction Resulting in NSF |
$20.00 |
Charge
for Uncollected Funds |
$20.00 |
Stop-Pay
on Personal Checks (per item) |
$12.00 |
Chargeback
- Deposited Item Return |
$10.00 |
Replacement
for Return Check |
$5.00 |
|
Copy of Personal Check (per item) |
$3.00 |
Courtesy Pay |
$20.00 |
| Transfer
to Cover Overdraft (per transfer) Manual |
$10.00 |
|
Transfer to Cover Overdraft (per transfer) Automatic |
$3.00 |
Check Protest
Fee |
$20.00 |
Account
Reconciliation (per hour) |
$20.00 |
Checks
Back (per month) |
$5.00 |
Emergency
Checks +/or Starter Checks (4 per page) |
$3.00 |
|
Early Close Out Fee (If account is closed within 90 days
of opening the account) |
$20.00 |
|
Sustained Overdraft Fee (when an account remains overdrawn
for 5 consecutive days, after the 5th day) per day |
$5.00 |
|
Check Printing Fee |
Fee Varies |
| General Fees |
|
Money Order |
$3.00 |
|
Teller Check Payable To Name On Account |
FREE |
Teller Check Payable To Another Party |
$2.00 |
Teller Check Stop-Pay |
$18.00 |
New Member Fee |
$1.00 |
Copy of Statement (per page) |
$2.00 |
Returned Mail Due to Incorrect Address |
$2.00 |
Account Research (per hour) |
$20.00 |
Account History (on-line) |
$2.00 |
Dormant Account Fee (accounts with no activity
for a period of 12 months, below balance $250.00) per month |
$5.00 |
IRA - Transfer to another institution |
$25.00 |
Virtual Branch On-line Banking |
FREE |
Bill Pay (Pay It) - Per Month. Accounts with Bill Pay
access will only be charged when combined share balance is less than $1,000. |
$4.95 |
|
Travelers Checks |
Fees may apply |
ATM Deposited Return Check Fee |
$20.00 |
ATM Transaction Resulting in NSF |
$20.00 |
Foreign Collection Item |
$10.00 |
Present Check for Payment by Third Party |
$5.00 |
Restraining Notices / Levies |
$50.00 |
Escheat Fee |
$50.00 |
Mail Delivery Fee Weekday Overnight |
$15.00 |
Mail Delivery Fee Weekend Overnight |
$25.00 |
Automated
Teller Machine (ATM)
Applies to both Regular Shares and Share Draft Accounts |
| First Ten (10) ATM Transactions Each Month |
FREE |
| Transactions Thereafter in the Same Month (each) |
$1.00 |
| Card Re-Order |
$5.00 |
| PIN Re-Order |
$2.00 |
Visa Check Card
Applies to both Regular Shares and Share Draft Accounts |
| First Ten (10) ATM Transactions Each Month |
FREE |
Transactions Thereafter in the Same Month (each)
|
$1.00 |
| Card Re-Order |
$5.00 |
| PIN Re-Order |
$2.00 |
Electronic
Funds Transfer
Applies to both Regular Shares and Share Draft Accounts |
| Stop Pay (per item) |
$12.00 |
| Return Item |
$20.00 |
Courtesy Pay |
$20.00 |
| Wire Transfer - Domestic |
$15.00 |
| Wire Transfer - Foreign |
$30.00 |
| Loan
Fees |
| Late Fee (Percentage of payment amount) |
5% |
| Present for Payment and Returned for any reason |
$20.00 |
| Mortgage Discharge |
$34.50 |
| Subordination Agreement |
$50.00 |
| Second Lien Release (MV900 original lost) |
$5.00 |
| Early Close Out Fee (If closed within 90 days to cover loan processing costs) |
$25.00 |
| Home Equity Closed Within 3 Years |
reimburse closing costs |
| Visa
Credit Card |
| Over the Limit |
$20.00 |
| Late Fee |
$20.00 |
