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Schools. Neighborhoods. Backyards. As a homebuyer, you've got enough on your mind without thinking about a mortgage. Let us handle it for you… with a loan process that's fast, and hassle-free.

Our mortgages are designed specifically to save you money:

Fixed- and adjustable-rate mortgages
The competitive interest rates we offer our members every single day
Low down payments, so you keep more of your hard-earned savings
Flexible terms, including lock-in and float options for the best possible rate
Affordable closing cost programs to save you money
No matter what kind of home you're buying, we'll walk you through the process without leaving you in the dark… or pushing you too fast. It's the kind of "people are worth more than money" treatment you'd expect from your credit union.

School Systems FCU has built a partnership with CUC Mortgage to ensure that you are working with mortgage professionals from a company who knows the business and cares about our members and the importance of good, honest, friendly service.

To find out more, please email us at loan@schoolfcu.com (For general questions or product information only. For your own protection and your membership, please do not send any personal or financial information. This email address is not secure.) or follow the link below.

Check Current Rates


Oxford Realty Associates

Oxford RealtyThe Credit Union and Oxford Realty Associates, Realtors®, are pleased to announce new services for Credit Union members.

If you are selling, you will -

  1. Receive a discount on listing commissions. 
  2. On request, find out how much your home is worth with a free market analysis.
  3. Find out how much has been paid for other property in your neighborhood.
  4. Receive expert advice to prepare your home for sale.
  5. Receive expert and personalized marketing of your home.

If you are buying -

  1. Oxford and the Credit Union will work with you to coordinate your home shopping and mortgage application.
  2. Visit Oxford’s web site to check the Multiple Listing Service®, find calculators to see how much house you can afford or set up a customized “watch list” of property.
  3. Oxford will work with you to assure that the property you buy matches your life style AND your financial situation.

For everyone -

  1. Oxford will treat you with same respect and consideration that you have received from the Credit Union.
  2. Oxford will work with you and assist you from the first meeting and through out the purchase or sale process.

You can contact Oxford through the “Oxford Realty” link at the Credit Union’s web site, or at www.oxfordrealty-ny.com; by e-mail to info@oxfordrealty-ny.com, or by calling the Credit Union (Ext. 0) or Oxford Realty directly at (518) 271-4486.

 

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